Track the Development of Wire Transfer Rules Across the EU & UK

 

This visual timeline maps the evolution of key legislation governing wire transfers starting from the first EU Money Laundering Directive in 1994 through to the forthcoming EU Regulation (MLD6) set for phased implementation from 2027.

 

See how the UK’s MLRs and the EU’s Funds Transfer Regulations diverged post-Brexit, and understand how each directive, regulation, and amendment has shaped today’s compliance landscape. From FATF-inspired standards to regional adaptations, this timeline offers a clear view of how WTR frameworks have matured over three decades.

 

Use this as a quick-reference guide to orient your understanding of when, why, and how major regulatory shifts occurred, and what’s on the horizon.