WTR Responsibilities at a Glance

Understanding your obligations under the Wire Transfer Regulations (WTR) doesn’t need to be complex but it does need to be consistent.

Whether you’re processing payments, onboarding customers, or monitoring financial crime risks, the accuracy and completeness of transaction data is a legal requirement, not just a best practice.

To help teams stay on track, we’ve created a clear, at-a-glance infographic that distils the essential WTR responsibilities into four simple action areas: Identify, Verify, Escalate, and Respond.

This visual guide is designed to support day-to-day operations by giving frontline staff - from payments teams to compliance analysts - an immediate reference point that reinforces good habits, sharpens attention to risk triggers, and ensures regulatory alignment across every payment touchpoint.

Who Should Use This Infographic - and Why

This visual guide is designed for any team member involved in payments, onboarding, or compliance - whether you're processing transactions, reviewing KYC data, or managing risk alerts.

Ideal for:

Operations teams who process wire transfers
Customer onboarding and KYC staff ensuring complete payer/payee info
Compliance and AML analysts monitoring WTR controls
Financial crime prevention teams working with suspicious activity reports
Internal trainers and team leads building WTR awareness

Why it matters:

Quick reference: A clear, visual reminder of what to do and when
Supports compliance culture: Reinforces daily habits that reduce errors
Minimises risk: Helps staff catch issues before they escalate into regulatory breaches
Saves time: Fewer RFIs and repeat data requests = smoother workflows
Boosts confidence: Empowers non-specialists to get WTR basics right every time

Print it. Share it. Pin it. This is your frontline toolkit for WTR done right.